Financial education is often positioned as the high-positioned missing link to financial inclusion, but does understanding money matter if you don’t have fair access to the financial system? In this episode of the Interledger Salon, host Sheena Allen, a serial entrepreneur and fintech founder, is joined by Evan Leaphart and Ronaldo Hardy to examine the role of financial education and the limits it reveals in advancing financial inclusion. Drawing from their experiences building, funding, and operating financial tools for underserved communities, the conversation interrogates whether education empowers participation or unintentionally shifts responsibility away from flawed systems. Together, they explore how trust, access, infrastructure, and incentives intersect with financial knowledge, and where education alone falls short. This discussion asks whether financial inclusion begins with teaching people how money works or with redesigning the systems that determine who money works for.
Host: Sheena Allen: tech founder, entrepreneur, international speaker, and media creator with a decade of experience building companies across technology, fintech, and digital media. [https://www.sheenaallen.com/]
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